Advice on the current mortgage market

To kick off the Spring I wanted to give you an insight into the current mortgage world and how things are looking for the months and year ahead. Due to the conflict in the Middle East recently, there has been significant changes daily in interest rates which has saw the average deals available with UK […]

The role of a mortgage adviser in your homebuying journey

Hopefully everyone managed to get through what feels like the longest month of the year, and you may now be looking to buy a new home or need to review your existing mortgage options in the coming months. Most people we speak to have limited or no knowledge of what’s involved in getting a mortgage, […]

Getting mortgage ready

The countdown is well and truly on for the festive period, however you may already be looking ahead to the New Year and thinking about looking for a mortgage in the coming months. If this is the case, then there are some simple steps you can take that will increase your chances of securing a […]

Low deposit mortgages

I want to explain some options which may help first time buyers finally get themselves on the property ladder without having to save up a 5% – 10% deposit to do so. At Mortgage Advice Bureau, we have access to over 90 lenders across the UK and there are now a handful of lenders available […]

Time to review your mortgage options?

This time of year traditionally sees a lot of people looking at reviewing their mortgage options as their current mortgage deal is coming to an end, so I want to highlight why getting your mortgage in order sooner rather than later can be beneficial in the long run. Why review your mortgage? In the current […]

First time buyers – most commonly asked questions

What are the most commonly asked questions from first time buyers? Alison Foulds, senior mortgage adviser, explains: “Buying a property in the current Scottish market can be an overwhelming process, especially for first time buyers. “Trying to navigate lender’s ever-changing criteria, alongside regular product changes, can be a confusing prospect. But don’t let that first […]

Splitting up? Here’s what happens to your mortgage

Separation and divorce is a major life event that often comes with both emotional and financial upheaval. One of the most pressing concerns for separating couples in Scotland is what happens to a jointly owned home, particularly when one person wants to keep the property and take over the mortgage on their own. Unlike some […]

Tips for viewing a property

When you are viewing a property, it’s crucial to prepare for your visit. We have pulled together some tips on viewing a property for you. These should help you make the most of your visit. 1. Read the home report Make sure you read the home report. It has loads of important information about the […]

Advice on concessionary purchases

Recently we’ve been dealing with a number of enquiries relating to property purchases where the clients are buying from their family or landlord and want to know their mortgage options and how it all works, these are called ‘Concessionary Purchases’. We find most people are unaware these types of purchases even exist and have no […]

An accidental landlord?

So, your circumstances have changed, perhaps you’ve moved in with your partner or are moving because of your job, and you want to rent out your property instead of selling it. Your first step should be to speak with your mortgage broker so they can guide you on what needs to be done and look […]