Guidance on buying your first home

The Home Hub

Finding your first home is an exciting, yet often daunting, process. It requires careful planning, research, and self-reflection. With today’s housing market constantly changing, it is particularly helpful for first time buyers to understand how best to approach your search.
Here are some key steps to guide you in finding your ideal first home.
• Make a list of what you need and want
Consider factors such as the number of bedrooms and bathrooms, required amenities, such as local transport, and whether you need a home office or a back garden.
Prioritize your needs, as these are the non-negotiables that will narrow your search.
• Speak with a mortgage broker
It’s always best to speak to a mortgage adviser to confirm your borrowing capacity and outline any restrictions on what you can and can’t buy.
This will help you to filter options and ensure that you focus on homes within your financial reach.
You should also consider additional costs such as insurance, utility bills and maintenance fees.
• Research locations
Research neighbourhoods. You might want to consider factors such as proximity to your workplace, the quality of local schools, safety and amenities (like parks and supermarkets).
It’s also a good idea to spend time in the areas you’ve identified to make sure you like them.
• Use online home searches
Various online platforms can simplify your home search. Websites like Rightmove offer extensive listings and you can filter homes based on your wants and needs, as well as compare prices.
• Schedule viewings
Once you’ve narrowed down your options, arrange for a copy of the Home Reports to be sent out to you and then schedule viewings to see the homes in person.
Pay attention to the condition of the property, the layout, and any potential renovation needs so you know what you are potentially buying.
Also, take your time walking through each space and visualize how your life would fit in that environment.
Don’t hesitate to visit at different times of the day, during weekdays and weekends, to get a full sense of the home and the neighbourhood.
• Don’t be afraid to ask questions
Have a think about what questions you’d like to ask while you are viewing the property such as why are you leaving? What are the neighbours like?
Anything you forget to ask at the time of your viewing can be directed to the estate agent, who will get the answers for you.
• Consider your future needs
Think about your long-term plans. Will you need more space in a few years? Are you planning to start a family?
Do you plan to socialise outdoors during summer? Do you have any pets or plan to have pets in the future?
• Be patient
Finding the perfect home can take time. Don’t rush into a decision because of pressure from the market or deadlines. Trust your instincts and wait for a home that truly feels right.
If you have any questions about moving home, we can help to advise and guide you, just give us a call on 01355 206860 or email us at info@thehomehub.net.

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